Investing basics
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What is a CIT?
Collective investment trusts (CITs) are tax-exempt, pooled investment vehicles that are exempt from many of the regulatory requirements that drive mutual fund expenses, generally giving them a fee advantage over mutual funds—one reason why they’re increasingly being offered in 401(k) plans.
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Five timeless principles for investing success
While investing in volatile times can sometimes challenge your discipline and commitment, there are timeless principles to include in your investment strategy that can help ease your mind and keep you focused on the long term.
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Understanding SMA fees
Compared to owning a mutual fund or ETF, understanding the costs associated with investing in a separately managed account can require a little more research. We explore what investors should know when it comes to SMA fees.
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What’s a unified managed account?
UMAs have become an increasingly popular option for investors who prefer a simplified, streamlined approach to managing their investments. Learn more about what they are and the benefits they can offer to some investors.
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What tax advantages do SMAs offer?
SMA investors own the underlying securities within the portfolio, a distinction that sets them apart from mutual funds and ETFs and is the key to their tax-friendly nature.
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Tax-loss harvesting: the silver lining in a market drawdown
Market drawdowns can present opportunities for those with taxable investment accounts: investors may have more chances to reduce taxable exposure from capital gains through a strategy called tax-loss harvesting.
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SMAs, ETFs, and mutual funds: which one's right for you?
What's the difference between mutual funds, ETFs, and SMAs, and which one's right for you?
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What is the link between duration and monetary policy?
Monetary policy and investors’ assessment of how policy and economic growth might change in the future are some of the main drivers of bond market returns. We explore these concepts and what it means for investors as they review their fixed-income allocations.
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What is junior credit?
Junior credit, which sits between senior debt and common equity on a company’s capital structure, can provide investors with an attractive mix of high yields, equity upside, and diversification. Learn how.
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What does a target-date fund invest in?
Often described as a one-step investment, a target-date fund (TDF) is designed to keep investments aligned with a planned retirement date. But what’s actually inside one of these funds? Here’s a look at the three levels of investment management that help drive outcomes for TDFs.
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