Retirement planning
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Social Security payments increased—why didn’t my check?
Social Security’s annual cost of living adjustment doesn’t necessarily mean your monthly check will increase. Here are four reasons your Social Security payment could be lower than you expected.
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Friend or foe? The role of duration in target-date funds
Long duration fixed income within target date funds can provide valuable portfolio protection from equity market drawdowns, but should be carefully managed to avoid adding interest-rate risk closer to an investor's retirement date.
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Target-date funds: strategic and active management
While strategic management primarily dictates the glide-path process behind target-date funds, there are opportunities within market cycles to use active management.
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Target-date funds: enabling investors to focus on the hard work of saving
Target date funds can get investors started on saving and keep them saving, helping them fight the tendencies to be too aggressive in rising markets and too panicky in falling ones.
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The benefits of open architecture target-date funds
DC plan-level best practices call for open architecture investment menus, but that line of thinking hasn't always extended to target-date portfolio construction. See the forward-thinking fiduciary’s response.
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Glide path construction: minimizing longevity risk in retirement
We discuss the the elements that shape our approach to glide path design, from wealth accumulation to income replacement.
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Building a better 401k plan investment lineup
See our six considerations to reduce plan sponsor fiduciary risk, raise participant retirement readiness, and build a better 401(k) plan investment lineup.
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Dynamics driving fiduciaries to multimanager target-date funds
Based on a recent survey of nearly 500 retirement plan fiduciaries, the majority now prefers open-architecture, or multimanager, target-date funds. Find out why.
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The new tax law and your financial plan
Beyond the reductions in tax rates for corporations and individuals, the Tax Cuts and Jobs Act of 2017 ushered in changes to a number of popular savings vehicles, which means now may be a good time to review your financial plan.
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How is Social Security changing in 2018
From cost-of-living adjustments to higher income thresholds, Social Security is changing next year. See how it affects you.
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