Retirement Investment Consulting (RIC) resources

What’s a required minimum distribution, and do I need to take one? What’s in SECURE 2.0 for small businesses? A lot Four important new rules for Roth in SECURE 2.0 How SECURE 2.0 changes RMDs, catch-up contributions, and Roth SECURE 2.0 tax credits: a way to compete with state retirement plans IRS issues guidance on SECURE 2.0 EPCRS self-correction program expansion What are some best practices for ERISA retirement plan fiduciaries? Proposed regulations on the use of forfeitures in qualified retirement plans and four best practices IRS delays SECURE 2.0 Roth catch-up rules for two years Understanding the DOL’s definition of an investment advice fiduciary What the annual 2024 IRS limits mean for your retirement plan Why Taft-Hartley plans are important in today's labor market IRS guidance on SECURE 2.0 provisions—helpful but not everything we hoped for Long-term, part-time employees: Guidance has finally arrived Four key questions at the heart of a Taft-Hartley DC plan strategy Understanding 401(k) plan sponsor responsibilities when employees leave a job Tips for creating a prudent governance process for your retirement plan The RMD evolution: understanding the 2024 required minimum distribution regulations SIMPLE IRAs: what to know after SECURE 2.0

Six things plan sponsors want to know about your firm What's the difference between multiemployer and multiple employer plans? Financial planning for retirement: a road map for your goals Five ways to make the most of your rollover IRA Five questions to help decide which IRA is right for you State of the Participant 2023 How to track retirement readiness with income replacement ratios How to use expense projections to add definition to retirement readiness How to use investment and account data to help create better investors Defined contribution plan terminations --what plan sponsors need to know Know the consequences of an early IRA withdrawal Consequences to consider before cashing out of your retirement plan Tips to make retirement plan RMDs easier How to roll over your 401(k) directly to an IRA Three steps to financial well-being How recessions can affect retirement savings What are the different types of IRAs—and which one fits you? Seven retirement planning mistakes that could be costing you Understanding the impact of the Federal Reserve on retirement savings

A framework for designing 401(k) plans to support M&A deals ESG funds' place in the retirement plan investment lineup Why upgrading from SIMPLEs to 401(k)s may make sense Active vs. passive investing—what's the difference? What’s a cash balance plan, and is it right for my business? Managing your plan’s cyber liability insurance Rebalancing your retirement account to help manage risk What does a target-date fund invest in? Questions to consider for evaluating proprietary investment options When SIMPLE isn't best: why a 401(k) may beat the SIMPLE IRA Bundled or unbundled 401(k) plan—which is right for you? Does income replacement really measure retirement readiness? 401(k) versus IRA: three factors to consider when you retire